Accepting Payment Online – Ecommerce Websites
June 30, 2013
There are plenty of ways to accept payment online through your ecommerce website.
The simplest way to accept money online would be through a PayPal account. You can connect your PayPal account to almost all major ecommerce platforms. This will allow your customers to pay using any major credit card, a bank account, or an echeck. PayPal also offers comprehensive security for both the seller and buyer.
Many merchants decide to use PayPal as a secondary source for accepting payment because PayPal directs your customers off your website to complete their purchase.
Strict guidelines are set in place for accepting credit cards directly on your site known as PCI compliancy. This is to help prevent fraud and keep sensitive information secured.
Websites like PayPal use a security certificate known as an SSL Certificate. Commonly known as HTTPS, this is your internet browser telling you that the information on this website can only be read between your computer and the website. Applying this to your website is the first step in complying with PCI guidelines.
To process major credit cards online you will need to signup for a merchant account. Some of the top merchant accounts available are:
- PayPal Payment Pro
Each merchant charges various amounts for each transaction. Do your due diligence to get the best service available for your needs.